Open Zenith bank account – Are you looking to open and own a bank account with Zenith bank Plc, looking for an account that suits your business or lifestyle, such that gives the flexibility and features that’s just fine with you?
If your answer is in the affirmative to any of the above questions, the guide you are about to read has been tailored to answer questions and provide solution for your account requirements.
There’s basically no one size fits all, every customer is different and has a unique demand, given this Zenith bank has different classes of accounts to meet everyone’s need irrespective of their financial status.
In the meantime I will walk you through various Zenith bank accounts, how to open one, features and requirements, etc.
The bank has a dynamic visibility that allows every customer to open an account from the comfort of his/her location as the case may be.
How to open Zenith bank account
- You can open an account by visiting a Zenith bank branch close to your location
- You can open one via the Zenith bank USSD code
- You may choose an online option at the bank website, etc.
Whichever method appeals to you, rest assured you’ll get an account that’ll meet your lifestyle by the end of the day.
To get started I will introduce you to the Zenith bank savings accounts, you’ll understand the unique features of each account, what you stand to gain, financial requirements and flexibility.
1. Individual savings account
The Zenith bank individual savings account is an account that suits customers who are looking to embark on a specific savings, it offers interest on the principal amount regardless.
Features/benefits
- Zero account opening balance
- Interest earning of 1.15% applies
- Mastercard/Visa card/Verve card available
- Internet banking
- Zenith mobile banking app
- Email and SMS alert service available
Requirements
- A duly completed account opening form
- One recent passport photograph
- ID card such as national ID, driver’s license, international passport, voter’s card, etc.
- Residence permit for immigrants
- Utility bill within the last three months (PHCN bill, water bill, tenement rate, rent receipt, etc.)
- Reference is not compulsory, but at the instance you’d wish to deposit cheques over N2,000,000 you are required to provide two references place.
2. The EazySave classic account
The Eazysaves account provides succor to customers who have minimal documentation, by this arrangement financial inclusion is equalized for everyone who wishes to access financial inclusion.
Features/benefits
- Zero account opening balance
- Maximum single deposit of N50,000. This means to say the highest amount that can be deposited in this account once is N50k per transaction. If you are looking to deposit N100,000 you are required to split the money and deposit in two multiple folds of N50,000 each.
- Maximum cumulative balance of N300,000. By this provision it means to say this account can only accommodate N300,000 as its maximum threshold.
- Interest rate is 1.15% verve debit card
- Email and SMS alerts enabled
Requirements
This is an account with the least possible documentation requirement, it has a flexibility that ensures the unbanked can get onboard.
- Duly completed account opening form
- One recent passport photograph, these are the only requirements attached to this account.
3. EazySave premium account
The EazySaves premium account is an advance form of the EazySave classic, it facilitates financial inclusion where customers with minimal documentation can get onboard.
The difference here is that the maximum single deposit and cumulative balance are a bit higher than the former.
Features/benefits
- Zero account opening balance
- Maximum single deposit of N100,000
- Maximum cumulative account balance of N500,000
- Earn interest rate of 1.15%
- Verve debit card available
- Email and SMS service available
Requirements
- Duly completed account opening form
- One recent passport photograph
- Valid ID card (voter’s card, driver’s license, national ID, international passport, etc.)
4. Aspire account
The Aspire account by Zenith bank is a unique savings account tailored for the Nigerian undergraduates, designed to enhance lifestyle, with this account students can follow their dreams as they aspire to greatness.
Features
- It’s an interest bearing account with 1.15% rate
- Cashless banking through POS, ATM, Mobile and Web.
- Email and SMS alerts
Requirements
- Duly completed account opening form
- One recent passport photograph is required to open Zenith bank account
- A valid school ID card, Admission letter or National ID/NIN for users with 16-25
- Details of parents/Guardian for 16-25 years
5. Zenith children’s account (ZECA)
The Zenith bank children’s account is tailored for parents who want to save for their children’s future, however modeled for young children and teens to open Zenith bank account.
Where they can learn to save and build their financial ladder.
Zenith bank children’s account (0-12): This account is designed for children between the ages of 0-12.
Features
- For children 0-12 years
- Zero account opening balance
- Interest bearing 1.15%
- Standing order credit option
- Cheque, draft and dividend lodgment available
- Invitation to the annual Zenith children’s parade
- Participating in children’s day raffle draw
Zenith bank children’s account (13-17): This is the next level account for teenagers between age 13-17 years.
Features
- An account for children between 13-17 years
- Zero account opening balance
- Interest rate 1.15%
- Standing order credit option cheque, draft and dividend lodgment
- Customized ZECA teen card
- Invitation to annual Zenith children’s parade
6. Timeless account
Timeless account is an account designed for senior citizens who are either retired or out of active service.
Features
- Free SMS, cheque book and debit card
- Free statement printing
- AMF free
- Zero account opening
- Priority service offered at each branch
- Travel and holidays offers
Requirements
- A duly completed account opening
- One recent passport photograph
- ID card such as national ID, driver’s license, international passport, voter’s card, etc.
- Residence permit for immigrants
- Utility bill within the last three months (PHCN bill, water bill, tenement rate, rent receipt, etc.)
- Reference is not compulsory, but at the instance you’d wish to deposit cheques over N2,000,000 you are required to provide two references place.
7. Save4me
Save4me is a high interest yielding account tailored to suit customers who want save in view of a specific project/target.
Features
- Interest rate 1.15% per annum
- Virtual account to the main account
- Withdrawal is not allowed within the first three months
- Can be rolled over instantly
- Minimum tenor of 3 months and maximum of 12 months
- Minimum deposit of N10,000, you can deposit daily, weekly or monthly.
Requirements
- Applicant must have an individual savings or current account with Zenith bank.
8. Zenith Eazy account
The Zenith easy account is designed to help customers who do not have BVN or are looking to enroll to get started with an account.
This account can be created using the USSD code *996*77#
Features/benefits
- Your mobile phone number is your designated account number
- No ID, utility bill or reference required
- Maximum daily account balance limit is N300,000 and withdrawal in multiples of N20,000
- Cardless withdrawals at ATMs and Zenith agent locations.
- Transfer to any bank account in Nigeria
- Airtime purchase enabled, bill payments, etc.
Zenith bank code
is denoted by *996# from where you can carry out other transactions like open Zenith bank account, transfers, airtime top-up, data purchase, PIN reset, etc.
Zenith bank customer care
Sometimes you may run into issues or need to make enquiries, you need to talk someone. Kindly reach out to Zenith bank customer care on
Phone: 234-12787000
Email: Zenithdirect@zenithbank.com for enquiries on e-business services send a mail to ebusiness@zenithbank.com
Conclusion
You can open Zenith bank account at the nearest branch in your location, you are enjoined to study the different account classes as mentioned in this guide to inform your choice of account requirement beforehand.