Union bank transfer code – In this guide I will show you how to register and activate the Union bank USSD code otherwise referred to the “Union bank transfer code” in this guide.
What do you stand to benefit from this guide?
Well, if you are a Union bank customer but hasn’t been enrolled on the USSD banking platform, with due respect you are missing big.
The USSD banking is one of the fastest means through which you can consummate a transaction from the comfort of your home/office or any location real time without visiting any Union bank branch.
The next question you may wish to ask is, what transactions can I consummate on the Union bank USSD platform?
Transactions you can consummate via the Union bank USSD code
The answer is simple and strait forward as well as an open secret, kindly find the below listed transactions you can complete via the USSD code.
- Fund transfer and cash deposit
- Airtime top-up
- Data purchase
- Pay bills
- Check balance
- Open account
- Card-less withdrawal
- Generate a token
Besides, the Union bank USSD code provides convenience and comfort, it makes you to enjoy banking services on the move or at the comfort of your abode, location, etc. as it pleases you.
Additionally, you do not need an internet enabled phone as well as data to get on board, the availability of this service outside the routine banking hours makes it top-notch.
Read also: How to activate/register UBA USSD code, transfer money, check balance, etc
Requirements
- A mobile phone number linked to your Union bank account
- Union bank account number as designated to you
- Valid Union bank ATM card
How to activate the Union bank transfer code/USSD code
From your registered line linked with Union bank account
- Dial *826#
- In the next column select “1” to accept (Activate union mobile banking)
- Enter your account number as well as the last 4-digit of your ATM card details
- Create the 4-digit secret PIN
- Proceed to complete your activation, you will receive a message to have successfully registered for the Union bank USSD code.
How to activate your PIN
There may be instance where you were not able to activate your PIN during the above process, you will need to get it sorted since it’s a basic prerequisite for consummating your transaction on the USSD platform.
To get this sorted,
Kindly dial *826*5# from your registered phone number.
Note: The PIN is required each time you want to carry out a transaction, it’s the final authenticator that confirms your transaction.
How to reset your Union bank transfer PIN
The issue of PIN reset usually occurs when you can no longer remember your 4-digit PIN, I understand that you may not be able to consummate further transactions on the USSD platform, however, do not panic yet there’s a way out.
To get your PIN reset you will have to visit the nearest Union bank branch in your location to get this sorted at the moment.
Union bank code to open account
To open an account with Union bank you will need to use various means which the USSD code is one of them, however, this service is not always available.
- In this case you are advised to either download the Union bank Mobile app on Google or App store, depends on your device. Visit the “I want to open an account section” and get busy with your BVN, date of birth, etc.
- Kindly visit the nearest Union bank branch to open a new account.
- Read also: How to activate Ecobank transfer code, transfer money, etc.
How to use Union bank USSD code
| Function | Short code |
| Check balance | *826*4# |
| Buy airtime for self | *826*Amount# |
| Buy airtime for others | *826*1*Amount*3rd party mobile number# |
| Transfer money to union bank | *826*1*Amount*Account No# |
| Transfer money to other banks | *826*2*Amount*Account No# |
| Card-less withdrawal | *826*7*Amount# |
| Locate a branch/Union Direct agent | *826*19# |
| Request a debit card | *826*21# |
| Request a loan | *826*41# |
| Data purchase | *826*9# |
| Pay merchant (mCash) | *826*22*merchantcode*Amount# |
| Data capture after enrolment | *826*3*Account No# |
| Card management (block and unblock card) | *826*21# |
| Limit increase | *826*8# |
| Block your account from your phone number | *826*6# |
| Block your account from other phone numbers | *826*6*mobile number# |
Union bank USSD transfer limit
While you can transfer money via the USSD platform, it’s subject to certain threshold daily.
It has a daily transfer limit of N100k in tranches of N20k. If you wish to send more than the stipulated amount you may need to accept the indemnity prompt.
How to open a Union bank account on phone
You can open the Union bank account on phone, to get this done you will have to download the Union bank Mobile app.
Visit the sign up for a new account section to get started.
Always try the USSD, it may be available at some point, Kindly dial “*826#” then follow the screen prompt for an option to open a new account.
How to open a Union bank account without a BVN
You may open an account without a BVN on the portal, however, do understand that you may not be able to withdraw from such account or transfer funds.
You may fund or credit such account at your pace.
To effect withdrawal you will be advised to link such account with your BVN.
Kindly sign for a up for BVN in the nearest Union bank branch in your location or any other bank you deem fit.
Read also: How to activate/register Zenith bank transfer code, send money, etc.
What is the Union bank USSD code?
The Union bank USSD code is denoted by *826#.
From here you may be able to carry out various transactions real time 24/7 regardless the routine bank hours.
Union bank savings account limit
Union bank has various savings account ranging from
- Union save account
- Union save more account
- The savings account
- The Union silver account
- Payroll savings account
- The Unionvibe/Student/NYSC account
There’s no specific limit set for most of these accounts, however, the Unionsave account has a maximum cumulative daily limit of N300k while the Unionsave more has a maximum cumulative daily balance of N500k.
Union bank student account
The Unionvibe/Student/NYSC account is designed for students, it does not require an opening balance and can be withdrawn to zero balance.
To open this account you will need
- Your NYSC call up letter
- BVN
- Introduction letter from the NYSC
- Possibly a temporary ID issued by NYSC or school as a primary place of assignment.
Union bank tier 3 account limit
A tier 3 account generally is an account that has a full capacity to operate as a standard account.
This is occasioned by the fact that such account can contain any amount of inflow without a minimum daily or cumulative deposit limit.
Now to the question, the Union bank tier 3 account limit is infinite (this means it can contain any amount). Hope that’s clear? Good.
There are tier 1 and tier 2 accounts, these accounts have a daily single deposit limits as well as maximum deposit limit per day.
If you fund such account with an amount order than advised the account will be restricted.
Now, tier 1 and 2 accounts have this shortfall considering the fact that you do not provide complete documents at the time you open such account.
While a tier 3 account has every necessary opening documents available at the time it was profiled.
Conclusion
It’s that easy to sign up for the Union bank transfer code/USSD, do it yourself, should you encounter difficulty do indicate in the comment section let’s get it sorted.