UBA cardless withdrawal – If you are a UBA customer resident in Nigeria, you should have been withdrawing from your account without your ATM card in real-time.
You see, one cannot underscore the risk attributed to moving around with an ATM card in today’s Nigeria, You could misplace it or get involved in a robbery incident.
Need not tell you that most criminals now walk around with a POS machine through which they force their victims to complete a withdrawal or transfers during an attack on duress.
Should we talk about the fact that internet scammers could sweep your bank account clean in one motion should they lay their hands on your ATM card? Now that’s a story for another day
If you aren’t using the UBA cardless withdrawal yet, there’s no cause for panic, I’ve written this guide to hold you by the hands and show you how to get started.
What is UBA cardless withdrawal?
The UBA cardless withdrawal is an arrangement where you withdraw cash from your account without your ATM card.
How it works
All you need to do is generate a transaction code using any of the 7 methods I’ll reveal in this content, and thereafter visit any ATM spot to complete your withdrawal seamlessly.
The methods include;
- The UBA digital experience on Mobile and Web
- Fingerprint
- The USSD magic code *919#
- Internet banking
- UBA Mobile banking app
- Phone number and the
- UBA Leo.
The UBA Digital Experience on Mobile and Web method
All you’ve got to do is log into your Digital Experience on Mobile or the web. On the shortcut end, select “Cardless withdrawal” including the amount, then create a one-time 4-digit transaction code and enter your transaction PIN, you will receive a 10-digit token.
Kindly visit any UBA ATM,
- Select “Cardless withdrawal”
- Enter the 4-digit PIN created earlier and the 10-digit token received.
- The ATM should be able to dispense your cash in a few seconds.
The Fingerprint method/ATM biometric cash withdrawal
- Locate an ATM spot
- Tap the ATM screen or press the “Enter” key to select “Cardless Menu”
- Select “Biometric option”
- Select transaction option in this case balance inquiry or withdrawal, however withdrawal in this case
- Kindly place your right thumb or index finger on the fingerprint scanner for 5 seconds
- Enter your UBA 10-digit NUBAN number
- Select the amount to withdraw and collect your cash
- Note: The maximum cash withdrawal limit for the biometric method daily is; N100,000.
The USSD *919# method
In this case, you will have to generate a code first.
- From your registered phone number linked to your UBA account, dial *919*30# UBA USSD code
- Enter your 919 PIN to proceed
- Where you have multiple accounts, select the account to be debited
- Create a one-time PIN for verification at the ATM
- You will receive your 0-14-digit withdrawal code via SMS.
Having generated the code, kindly visit the ATM spot
- Tap any key at the ATM
- Select the cardless withdrawal feature
- Enter the 0-14 digit withdrawal code received earlier
- Enter your one-time PIN for verification
- Enter the amount to withdraw, the machine should be able to dispense your cash.
The internet banking method
- Login to your UBA internet banking
- Select “Cardless withdrawal”
- Enter amount
- Create a one-time PIN for your verification at the ATM
- Enter your transaction PIN
- Your 0-14-digit withdrawal code will be generated.
Having got your code kindly visit the nearest ATM spot,
- Tap any key at the ATM
- Select the cardless withdrawal feature
- Enter the 0-14 digit withdrawal code received earlier
- Enter your one-time PIN for verification
- Enter the amount to withdraw, the machine should be able to dispense your cash.
The UBA Mobile banking App method
- Login to your app with your phone number and password or face/fingerprint ID
- Select “Cardless withdrawal”
- Enter amount
- Create a one-time PIN for verification at the ATM
- Enter Mobile App PIN
- Your 0-14-digit withdrawal code will be generated.
Now that you’ve generated the transaction code, head over to the nearest ATM.
- Tap any key at the ATM
- Select the cardless withdrawal feature
- Enter the 0-14 digit withdrawal code received earlier
- Enter your one-time PIN for verification
- Enter the amount to withdraw, the machine should be able to dispense your cash.
Using your phone number
Visit the nearest ATM spot,
- Select “PayAttitude on the ATM
- Enter your registered phone number/linked to your bank account
- Enter the amount
- Authenticate the transaction with your Magic banking USSD PIN.
How to generate code with Leo
- Chat Leo on Facebook, WhatsApp, or Ios
- Send Cardless withdrawal to Leo
- Create a one-time 4-digit cash-out PIN
- Your 0-14 digit withdrawal code will be generated
The next thing you will need to do is locate an ATM spot;
- Tap any key at the ATM
- Select the cardless withdrawal feature
- Enter the 0-14 digit withdrawal code received earlier
- Enter your one-time PIN for verification
- Enter the amount to withdraw, the machine should be able to dispense your cash.
POS cardless withdrawal
If you want to use a POS without your card, you will have to generate a pay code.
The Paycode can be used to withdraw from either ATM or POS terminal, you can either generate the code with your bank’s USSD code or mobile app, internet banking as the case may be.
If you are looking to complete a transaction on a UBA account, from your registered phone number dial *919*8*Amount# and send.
A code will be generated in this regard, use the code to pay on a POS machine.
Follow the prompt, enter the code as well as the exact amount you are looking to transact with, and the said amount will be deducted from your account.
GTBank cardless withdrawal
If you are looking to withdraw from a GTBank account, kindly read our content on how to withdraw from a GTBank account with no ATM card.
UBA cardless withdrawal code
The UBA cardless withdrawal code is generated before an authorized user can complete a cash withdrawal from the ATM or POS without a card.
The UBA withdrawal code could either be generated through
- Fingerprint/biometric
- Internet or Mobile banking
- USSD code/UBA magic banking, etc.