Zenith bank virtual card – Are you a Zenith bank customer looking to acquire a virtual card for web transactions as well as shop online, and pay other bills and subscriptions, this guide with help you to get started.
Overview of Zenith bank Virtual card
Zenith Bank Virtual Card is a new way to make payments without the hassle of using physical cash. It’s an innovative product from Zenith Bank that allows customers to purchase goods and services online, as well as in stores.
With this virtual card, users can enjoy flexible spending limits, easy access to cashless transactions, and earn rewards for every purchase made with their card.
The Zenith Virtual Card is powered by Visa technology and works just like any other Visa debit or credit card. You can register for the card through the Zenith bank online banking account or mobile app in a few simple steps.
On successful registration, you can easily add money to your wallet and start making purchases right away with no transaction fees applicable on any purchases made up to 5 million Naira daily limit set per user per day.
To use the virtual card at merchants, you will need to select “Visa” when asked which payment method you want to use during checkout on merchant websites or at point-of-sale locations.
This makes it easier for customers who are always on the go since there’s no need to carry around physical money anymore; all you need is your phone and debit/credit card details saved onto your device!
However, users will receive reward points every time they use their Zenith Virtual Card either online or offline which can be redeemed later against more shopping discounts across different merchant platforms such as GrabMart Nigeria & Shoprite Nigeria among others thus helping them save even more each time!
Furthermore, all transactions are monitored 24/7 by a secure fraud monitoring system so customers don’t have to worry about safety measures when making payments online anytime with this virtual prepaid solution from Zenith Bank!
Unique features and benefits
Unlike the physical card, the virtual card cannot be misplaced. It cannot be hacked since it’s highly secured. You can complete a payment locally and internationally.
What are the Requirements for Zenith bank virtual card?
- You should have an active Zenith bank account
- You should have registered for the Zenith bank USSD code
- You should have enrolled on the Zenith bank internet banking
- You will need a valid BVN, etc.
How do I get the Zenith bank virtual card?
You do not need to visit any Zenith bank branch to request the virtual card, you can obtain a virtual card using the Zenith Internet Banking by dialing;
*966*2273# then follow the onscreen prompts to create your virtual card.
Dial *966*2273#, select option “2” and follow the prompt to retrieve your “Primary Account Number” PAN and the “Card Verification Value” CVV and the card expiry date, or follow this “Request virtual card” link.
Having navigated, enter your BVN, and date of birth, and validate to complete your application.
Dial *966*2273#, select option “3” and follow the onscreen to create your Virtual card PIN.
What is the limit of Zenith bank’s virtual card?
The daily transaction limit on the virtual card is N50,000. However, you are required to be a Zenith bank account holder to obtain the virtual card.
Is the Zenith virtual card free?
The virtual card costs N500, and can only be used for web transactions
Zenith virtual card USSD code
The Zenith virtual card USSD code is denoted by *966*2273#.
How do I activate my Zenith virtual card?
The Zenith virtual card is enabled the moment it’s been issued either via the *966*2273# or by registering online.